Can $100 change a life? For the recipient? The giver?  That is some of what I am setting out to discover. Every day for the month of October, I’m going to give $100 to a stranger I encounter during the course of my routine.

I was recently pleasantly surprised to find that my mother had named me the beneficiary of a small retirement fund. More than usual, I’ve been thinking about money and the role it plays in my life. Although she was raised in an upper class German home, as a Holocaust survivor my mother lived forever with a deeply held conviction that life was defined by scarcity and want. She taught me to be frugal, and modest in my material desires.

I consider myself a generous person and make it a priority to give to causes I care about. Yet I always have questions: how much of an impact does my giving make? Won’t the need always be overwhelming? Should I spread out my gifts, or give more to fewer groups? Should I give anonymously?  Or only to strangers? I worry one day that I am not giving enough away, and the next that I might not have enough for myself and my family.

This project is about making a difference, starting with 31 people, and about exploring my money and giving issues. It is a way to honor my mother’s gift to me as well as the lessons I learned from her. I hope to spark some discussion and maybe even some generosity. Every day I’ll tell the story of the day’s $100 giveaway.

Starting now, I welcome your thoughts and comments.